| Competitor | New York Bankcard | |
| Application Fee | Fixed Non-refundable Fee | None |
| Setup Fee | Fixed Non-refundable Fee | None |
| Equipment Setup | Outsourced to Third Parties, with options to purchase | Done in-house, with options to purchase or lease |
| Technical Support | Regular business hours | 24 hours, 7 days a week |
| Statement Fees | Fixed Non-refundable Fee | None |
| Termination Fees | Fixed Non-refundable Fee | None |
| Hidden Fees | Various Hidden Fees may be charged that is not disclosed at the time of setup | None |